Loan for whom?
The loan can be obtained by a person up to 45 years old who does not have and has never had an apartment, house, or a cooperative right to a flat or house. In the case of a marriage or parents of at least one child in common, at least one of them will have to meet the age requirement.
Loan amount
The maximum amount of the loan that one person can obtain is 500,000 PLN. In the case of a marriage or parents with a child, the maximum loan amount is 600,000 PLN. The loan can be obtained for apartments from both the primary and secondary markets. There is no limit on the price per 1 sqm of the apartment in the program.
Subsidy
The subsidy for housing loan installments is the difference between a fixed rate based on the average interest rate for fixed-rate loans in lending banks and the interest rate on the loan according to the 2% rate. The subsidy will be available for 10 years.
